An unprotected member is somebody who was not protected by law to stay in their legacy scheme (FPS 1992 or FPS 2006) and so moved into the reformed scheme (FPS 2015) on 1 April 2015.
An unprotected member is somebody who was not protected by law to stay in their legacy scheme (FPS 1992 or FPS 2006) and so moved into the reformed scheme (FPS 2015) on 1 April 2015.