7 May 2021
If a member of the FPS 1992 dies (before or after retirement), a pension will be paid to an eligible child.
Within the rules of the scheme, "child" means a legitimate or illegitimate child, a step-child or adopted child of the member, and any other child substantially dependent on the member who is either related to them or a child of their husband, wife, or civil partner.
A child will normally not be eligible if they -
- are age 18 or older;
- have ceased full-time education and are in paid employment; or
- have married or entered into a civil partnership.
However, a child aged 18 or over will be eligible if –
- they are under age 23 and in full-time education or attending a course which lasts for at least a year, or
- they were dependent on the (former) firefighter at date of death because of permanent disablement.
The amount of a child's pension due would depend upon the number of eligible children and whether or not the child or children have a surviving parent.
| FPS 1992 children's pension | ||||
|---|---|---|---|---|
| Death in service | Death on pension | |||
| Surviving parent | No surviving parent | Surviving parent | No surviving parent | |
| Up to 2 children | 18.75% each of the total lower and higher tier ill-health pensions payable | 25% each of the total lower and higher tier ill-health pensions payable | 18.75% each of pension in payment (before commutation) | 25% each of pension in payment (before commutation) |
| 3 children or more | 37.5% of the total lower and higher tier ill-health pensions payable divided equally | 50% of the total lower and higher tier ill-health pensions payable divided equally | 37.5% of pension in payment (before commutation) divided equally | 50% of pension in payment (before commutation) divided equally |
Category: