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Survivor’s pension
In this section
When you die your husband, wife, civil partner, or cohabiting partner would receive a survivor’s pension.
Were you a member before 2022?
This section gives you details about the benefits from the firefighters’ pension scheme 2015. If you also have benefits in one of the other sections of the firefighters’ pension scheme, you should read about what death benefits may be payable from those sections.
Definition of a survivor
Your survivor can be your husband, wife, civil partner, or cohabiting partner.
If they are more than 12 years younger than you, the survivor's pension would be reduced by 2.5% for every year or part year above the 12 years, to a maximum of 50%.
What is a survivor's pension?
If you have been a member of the firefighters’ pension scheme 2015 for at least three months, when you die your husband, wife, civil partner, or cohabiting partner would receive a survivor’s pension.
A surviving partner's pension is payable for life. It would not stop on marriage or remarriage or on entering into a new partnership.
Once your pension is in payment
Your survivor's pension would be half of the value of the pension you were receiving (but not reduced if you had taken early retirement).
Before you receive your pension
Benefits for survivors
If you are still contributing to the firefighters’ pension scheme 2015, your survivor's pension would be half of the higher tier ill health pension, which you would have received if you had retired because of ill health on the date of death.
Deferred members
If you are no longer contributing to the firefighters’ pension scheme 2015 (i.e. have deferred benefits), and have not yet started to receive your pension, your survivor's pension would be half of the deferred pension plus all of any pension built up in an added pension account.