How much do I pay?

All active members were transitioned into the FPS 2015 from 1 April 2022.

Up until this point a member of the FPS 2006 as a special member you would have paid a percentage of your pensionable pay as shown in the table below.

They are the same as the contribution rates payable by FPS 1992 members

Contributions are deducted from your pay each month.

Contribution Table 2021/22
Pensionable pay Contribution rate 1 April 2021 to 31 March 2022
Up to and including £15,609 11.0%
More than £15,609 and up to and including £21,852 12.2%
More than £21,852 and up to and including £31,218 14.2%
More than £31,218 and up to and including £41,624 14.7%
More than £41,624 and up to and including £52,030 15.2%
More than £52,030 and up to and including £62,436 15.5%
More than £62,436 and up to and including £104,060 16.0%
More than £104,060 and up to and including £124,872 16.5%
More than £124,872 17.0%

Contribution rates for the period 1 April 2020 to 31 March 2021 are as follows:

Contribution Table 2020/21
Pensionable pay Contribution rate 1 April 2020 to 31 March 2021
Up to and including £15,609 11.0%
More than £15,609 and up to and including £21,852 12.2%
More than £21,852 and up to ;and including £31,218 14.2%
More than £31,218 and up to and including £41,624 14.7%
More than £41,624 and up to and including £52,030 15.2%
More than £52,030 and up to and including £62,436 15.5%
More than £62,436 and up to and including £104,060 16.0%
More than £104,060 and up to and including £124,872 16.5%
More than £124,872 17.0%

Contribution rates for the period 1 April 2019 to 31 March 2020 are as follows:

Contribution Table 2019/20
Pensionable pay Contribution rate 1 April 2019 to 31 March 2020
Up to and including £15,609 11.0%
More than £15,609 and up to and including £21,852 12.2%
More than £21,852 and up to and including £31,218 14.2%
More than £31,218 and up to and including £41,624 14.7%
More than £41,624 and up to and including £52,030 15.2%
More than £52,030 and up to and including £62,436 15.5%
More than £62,436 and up to and including £104,060 16.0%
More than £104,060 and up to and including £124,872 16.5%
More than £124,872 17.0%

Contribution rates for the period 1 April 2018 to 31 March 2019 are as follows:

Contribution Table 2018/19
Pensionable pay Contribution rate 1 April 2018 to 31 March 2019
Up to and including £15,609 11.0%
More than £15,609 and up to and including £21,852 12.2%
More than £21,852 and up to and including £31,218 14.2%
More than £31,218 and up to and including £41,624 14.7%
More than £41,624 and up to and including £52,030 15.2%
More than £52,030 and up to and including £62,436 15.5%
More than £62,436 and up to and including £104,060 16.0%
More than £104,060 and up to and including £124,872 16.5%
More than £124,872 17.0%

Contribution rates for the period 1 April 2017 to 31 March 2018 are as follows:

Contribution Table 2017/18
Pensionable pay Contribution rate 1 April 2017 to 31 March 2018
Up to and including £15,454 11.0%
More than £15,454 and up to and including £21,636 12.2%
More than £21,636 and up to and including £30,909 14.2%
More than £30,909 and up to and including £41,212 14.7%
More than £41,212 and up to and including £51,515 15.2%
More than £51,515 and up to and including £61,818 15.5%
More than £61,818 and up to and including £103,030 16.0%
More than £103,030 and up to and including £123,636 16.5%
More than £123,636 17.0%

 

For a retained firefighter, the amount of pensionable pay used to work out the contribution rate is the firefighter's reference pay, i.e. the pay that would be paid to a whole-time regular firefighter employed in a similar role and with similar qualifying service.

Each month you pay contributions on your basic pay, any pensionable allowances, and certain payments which the FRA have discretion to treat as pensionable for providing Additional Pension Benefits, such as Continual Professional Development (CPD).

The pensionable pay for retained firefighters is not always consistent with the pensionable pay of regular firefighters but in general, the main "constant" elements of pay are treated as pensionable. For example:

  • annual retainer,
  • disturbance payment,
  • payment for work activity,
  • and overtime.

And any items of pay which would not usually be treated as pensionable for regular firefighters, including certain reimbursements of expenditure, are treated as non-pensionable for retained firefighters, too.

If there is a permanent material change to the terms and conditions of your employment which affects pensionable pay, the contribution rate must be reassessed from the date of the change.

The FRA pays an employer’s contribution each month plus extra charges for ill-health awards and the cost of exercising certain discretions allowed under the scheme rules.

Employer contributions are calculated by the Scheme Actuary every four years. The current employer contribution rate for special members of FPS 2006 is 37.3%.

Contributions for unpaid leave

During paid maternity, paternity or adoption leave you pay contributions on whatever rate of pay you receive. If a period of additional maternity, paternity or adoption leave is unpaid, you can choose to pay contributions on the rate you were receiving immediately before pay stopped (disregarding any “Keeping in Touch” days), if you wish to count that period as pensionable service.

If you have an unpaid period of absence for other reasons, you can choose to pay contributions based on the pay you would have received but for the absence in order to count the period as pensionable service. But, in this case, you would be asked to pay both the employee's and employer's contribution (at their discretion the FRA may agree to pay the employer's contribution for you).

Limited timescales may apply to these options and your employer can give you more information.

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