Children's pension

If a member of the FPS 1992 dies (before or after retirement), a pension will be paid to an eligible child.

Within the rules of the scheme, "child" means a legitimate or illegitimate child, a step-child or adopted child of the member, and any other child substantially dependent on the member who is either related to them or a child of their husband, wife, or civil partner.

A child will normally not be eligible if they -

  • are age 18 or older;
  • have ceased full-time education and are in paid employment; or
  • have married or entered into a civil partnership.

However, a child aged 18 or over will be eligible if –

  • they are under age 23 and in full-time education or attending a course which lasts for at least a year, or
  • they were dependent on the (former) firefighter at date of death because of permanent disablement.

The amount of a child's pension due would depend upon the number of eligible children and whether or not the child or children have a surviving parent.

FPS 1992 children's pension
  Death in service Death on pension
  Surviving parent No surviving parent Surviving parent No surviving parent
Up to 2 children 18.75% each of the total lower and higher tier ill-health pensions payable 25% each of the total lower and higher tier ill-health pensions payable 18.75% each of pension in payment (before commutation) 25% each of pension in payment (before commutation)
3 children or more 37.5% of the total lower and higher tier ill-health pensions payable divided equally 50% of the total lower and higher tier ill-health pensions payable divided equally 37.5% of pension in payment (before commutation) divided equally 50% of pension in payment (before commutation) divided equally
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