I'm a retired member

What happens now

If you have already retired you will get a choice of either legacy scheme or new scheme benefits for any service between 1 April 2015 and 31 March 2022. The table below shows what you can expect to happen next, and when.


From 1 October any benefits you built up in the FPS 2015 during the remedy period will be converted into benefits in your original legacy scheme - FPS 1992 or FPS 2006 (standard or special).

Pension administrators will begin working out the benefits for all members who have been affected by the 2015 Remedy. This includes converting CARE membership to final salary, working out adjustments to pension contributions and tax relief, as well as any interest due. There are a significant number of affected individuals, including ill-health and beneficiaries. It is expected to take a considerable time for all cases to be completed. Administrators will aim to provide choices as soon as possible.


Some members will receive a " Remediable Service Statement" or "RSS" during 2024 giving a choice of benefits. This will show your benefits under the legacy scheme or the new scheme during the remedy period. You will be asked to choose which benefits you want to receive.


Within 18 months of benefits being converted back into the legacy scheme, all affected members will have received an RSS. This will be by 1 April 2025 at the latest.

Making your choice

You have 12 months from receiving your RSS to choose which scheme your benefits should be paid from. If you do not choose, you will be given legacy scheme benefits. It is important that you make a choice, to make sure you get the benefits that are best for your personal circumstances.


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